Freddie Mac is the comparison sponsors run against Fannie Mae on the same Arizona apartment deal, and it is the GSE path when targeted affordable or value-add still belongs in an Optigo box. Capital Market Funds originates the request, tests it against current Optigo credit, and places it with an executing seller/servicer.
We are not Freddie Mac and we are not an Optigo Seller/Servicer. We are also not a Fannie Mae DUS lender. The job is to say which program fits, then stay in the file through rate lock and closing so the sponsor is not translating between the GSE and the closing table alone.
No Freddie Mac amount is published. A value-add multifamily closing in Tucson was life-company debt. It is not relabeled as Optigo. If your asset is still in lease-up and will not clear Optigo, the honest product is bridge with a takeout, not a GSE application that dies in underwriting.
What we compare against Freddie Mac
- Fannie Mae
Stabilized Arizona multifamily. Originated to Fannie Mae. Not a DUS lender.
- HUD / FHA
223(f), 221(d)(4), and 232 with a HUD-approved lender. Not MAP or LEAN approval.
- Bridge and private
Transitional capital sourced from private investors, with a takeout in mind.
- Life company
Permanent debt for core cash flow. Rate lock is typically at application.