Medical and dental office is still a commercial building loan. The questions are the tenant's credit, the remaining lease term, whether the sponsor occupies the suite or leases it, and whether the building is single-tenant or multi-tenant. Life company and bank are the permanent paths. CMBS is the stretch. Bridge is for a building that does not yet have the lease permanent credit requires.
The published example is specific: a single-tenant dental and medical office in Tempe, cash-out refinance, $745,000, 2022, a prior-firm origination. That card does not set a minimum or a maximum. It is not a hospital loan, and it is not evidence of a medical-office volume.
HUD 232 is residential care, not a dental suite. Seniors housing and assisted living belong on the seniors-housing page. General office, including the Chandler owner-user building, stays on the office page. We do not move the Tempe card onto those pages to make them look busier, and we do not call this Tempe file a Fannie Mae loan.
Sources for Arizona medical office
- Life company
A leased medical building with a tenant permanent credit will accept.
- Bank and credit union
Often the right hold for a smaller or owner-user medical building.
- CMBS
When life company or bank proceeds will not stretch.
- Cash-out
The Tempe dental card is a cash-out refinance. The statewide cash-out page explains that request.
- Seniors housing
Use this for assisted living and residential care, not for a dental office.