According to the Wikipedia article on Mohave County, Arizona, opened October 28, 2026, the county occupies the northwestern corner of Arizona. The 2020 census population was 213,267. The county seat is Kingman, and the largest city is Lake Havasu City. Wikipedia says it is the second-largest county in Arizona by area and the fifth-largest in the contiguous United States. The county has two sections divided by the Grand Canyon, with no direct land connection between them. The larger southern section borders Nevada and California across the Colorado River, which forms most of the county's western boundary. The county's own site, mohave.gov, was opened the same day. The geography used here is the encyclopedia article, not a slogan from the homepage.
Lenders looking at income property in that map usually start with a community or regional bank, a credit union, or an SBA structure through an SBA lender or a CDC. Comparable sales are fewer than in the Valley. Tourism and boating along the river are reasons a hotel or a storage facility may not collect evenly across the year. This page does not publish a seasonality percentage. The city notes are Lake Havasu City and Kingman. The high-country region that Wikipedia also places Mohave inside is Northern Arizona. The statewide index is Arizona markets.
Which programs get named, and which do not
A bank conversation is Arizona bank. An owner-user building that fits SBA rules is Arizona SBA 504, made by an SBA lender and a CDC. A rural guarantee, when the address is eligible and a USDA-approved lender will make the loan, is Arizona USDA B&I. Capital Market Funds arranges those introductions. It is not the bank, not the CDC, and not a USDA lender.
This hub does not link Bullhead City or any other Mohave city that does not have a live page. Apartments mean five or more units. A house is out. Agency apartments, if a program fits, are arranged with an approved lender. Capital Market Funds is not a Fannie Mae DUS lender.
River, insurance, and comps are questions
A parcel on the Colorado River side of the county raises flood, shoreline, and insurance questions that a Kingman highway parcel may not. Ask them with the insurer and the survey. This page does not map a floodplain. Insurance documents lenders often request are described in Arizona insurance requirements.
The office that takes the call is in Scottsdale. There is no Mohave street address for this firm. Craig Hoebing's NMLS number is 1445066.
Mohave County market context
- Seat in Kingman, largest city on the lake
- Wikipedia says Kingman is the county seat, Lake Havasu City is the largest city, and the 2020 census counted 213,267 residents. Wikipedia, Mohave County, Arizona, accessed for this page on October 28, 2026
- The Colorado River is most of the west line
- The article says the river forms most of the county's western boundary, with Nevada and California on the other side. Wikipedia, Mohave County, Arizona, accessed for this page on October 28, 2026
Capital sources that show up in northwest Arizona
| Source | When it fits |
|---|---|
| Bank | A community or regional bank is the ordinary first call for a Mohave County income property. |
| SBA 504 | Owner-user commercial buildings in Mohave County, when an SBA lender and a CDC will proceed. |
| USDA B&I | A rural guarantee arranged with a USDA-approved lender. This office is not that lender. |