Tools
Calculators that wait for your inputs
No login. Results stay on the page. None of these is a term sheet.
Reviewed by Craig Hoebing, AZ Commercial Mortgage Banker CMB-1047342 · Updated October 2026
DSCR calculator
Coverage for commercial and 5+ unit property, plus a debt-yield mode. You type the income, the rate, and any ratio you want to test.
Cap rate and NOI calculator
Rent and expenses become NOI. NOI and a price become a cap rate, or the reverse. No market cap rate is filled in.
Amortization calculator
Payment, balloon, and an interest-only switch. You type the rate. A shorter term than the amortization leaves the unpaid balance due.
SBA 504 loan calculator
Borrower, third-party, and CDC shares from the published contribution floors. You type both rates. Capital Market Funds is not the CDC.
SBA 7(a) loan calculator
A real estate payment, a guaranty percent you choose, and an upfront fee you enter. Capital Market Funds is not the SBA lender.
Commercial Loan Rates & Calculator
30-day Average SOFR, Treasury yields, and Prime Rate, with a DSCR, LTV, and debt-yield sizing calculator. You type the rate or build it from an index plus your spread.
How much can I borrow
How commercial lenders size a loan from DSCR, LTV, debt yield, rate, and amortization, with an illustrative example and the same calculator.
Prepayment penalty estimator
Step-down, a simplified yield-maintenance figure, a simplified defeasance premium, and the SBA 504 debenture factor. Each one is labeled as a simplification.