Colorado owners sometimes ask about Arizona income tax before they ask about the mortgage. The Arizona Department of Revenue describes a flat 2.5 percent tax on Arizona taxable income, in place for tax year 2023 and still the rate in the department's 2025 individual highlights. That is a published Arizona rate. It is not advice about what a Colorado resident owes, what income is Arizona-source, or how to file. Capital Market Funds does not prepare returns.
The loan is the Arizona building: Phoenix, Tucson, or another Arizona address. We arrange senior debt from 7373 E Doubletree Ranch Rd #255, Scottsdale, AZ 85258. We do not claim a Colorado license or a Denver, Boulder, or Colorado Springs office. Apartments that fit agency go through the executing lender. We are not a Fannie Mae DUS lender. A bank quote, if that is the right hold, is the bank's quote.
The mortgage is not the tax return
Send the Arizona address, the rent roll, and the purpose. If the purchase replaces Colorado property in a 1031 exchange, the debt page is Colorado to Arizona 1031. We still do not calculate Colorado withholding and we are not the intermediary. The product tour is Arizona commercial mortgage.
Denver sponsors buying Phoenix apartments specifically should use Denver investors, Phoenix multifamily. This page is the broader Colorado sponsor.
Scottsdale is the only office
There is no Colorado branch to visit and no Colorado loan officer on this letterhead. Craig Hoebing holds the file. Call (480) 495-8072.
Published Arizona closings stay on the cities they name. None is labeled as a Colorado buyer's acquisition, and this page does not add that label.
Arizona debt for a Colorado sponsor
| Source | When it fits |
|---|---|
| Arizona commercial mortgage | Senior debt on the Arizona asset. |
| Arizona 1031 | Replacement-property debt. Not tax advice. |
| Phoenix | A common Arizona market for an out-of-state buyer. |
| Arizona bank | A portfolio hold we arrange. We are not the bank. |