A Phoenix bridge request is a timing or a business-plan problem: lease-up, a renovation that is not done, a purchase that has to close, or a rent roll permanent credit will not take today. Capital Market Funds sources that capital from private investors. We do not fund it on our own paper, and we do not advertise it as consumer hard money.
The only published Arizona bridge is Chandler, not Phoenix: Class A office, about 83,178 square feet, Price Road Corridor, $14,000,000, 2019, prior firm. It stays on the Chandler bridge page. Harvard Court and the Phoenix industrial loan are permanent-side cash-outs. Relabeling them as bridge would be false.
What a bridge file is, and what it is not
Layer 1
The business plan
Lease-up, a renovation, or a closing date. The plan has an end. Bridge is not a permanent loan with a shorter term written on it.
Layer 2
The takeout
Name the permanent source that is supposed to follow: agency, HUD, life company, bank, or CMBS. If none of those can ever fit, we say so.
Layer 3
Whose capital
Bridge and private credit are sourced from private investors. Capital Market Funds does not describe that as lending its own paper. It is not consumer hard money, and it is not a construction shop.
What a Phoenix bridge has to name
The takeout. Bridge without a next source is a hope, not a structure. On a Phoenix apartment that might later be Fannie Mae or Freddie Mac, we are still not a DUS lender. On Phoenix industrial, the takeout is more often life company, bank, or CMBS. Sky Harbor and Deer Valley do not share a lease roll with Scottsdale Airpark.
Construction, as its own product, is not offered. A value-add that is interest-only while work is underway can still be bridge if that is the honest box. The Tucson multifamily card is life company, not a Phoenix bridge, and it is not moved here.
How this differs from permanent Phoenix debt
If the building is leased and the only question is the coupon or cash-out proceeds, start on Phoenix refinance or Phoenix permanent. Bridge is the wrong form for a stabilized ask.
Send occupancy, the business plan, the budget if there is one, and the date the purchase or the maturity forces a close. Craig will say whether private credit is actually the path.
Hard money and private money searches
People search Phoenix hard money and Phoenix private money for the same situation this page covers: a commercial asset that is not a permanent file yet. Capital Market Funds originates senior transitional debt and sources it from private investors. We are not a hard-money brand, the loan is not on our paper, and we do not write consumer loans.
Private money here still needs a takeout. Agency, life company, bank, or CMBS is named before bridge is treated as the whole story. A debt fund, if one is in the mix, is a capital source we may shop. It is not a claim that this firm is the fund. Preferred equity and mezzanine are not products on this page.
How Phoenix bridge is placed
| Source | When it fits |
|---|---|
| Arizona bridge | The statewide bridge page. The published Arizona bridge is Chandler office. |
| Phoenix permanent | The takeout side, once the Phoenix asset can support it. |
| Phoenix multifamily | Value-add apartments in the city, before an agency or life-company takeout. |
| Chandler bridge | The only published Arizona bridge dollar amount. |