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Gilbert · SBA 504

SBA 504 loans for Gilbert owner-occupied property

Gilbert SBA 504 is for a building the practice or the company occupies. We arrange the bank first mortgage. We are not a CDC, and we do not arrange financing for the hospitals.

Gilbert is incorporated as a town and is widely described as the most populous town in the United States. The medical buildings follow that population. Banner Gateway Medical Center, Banner MD Anderson Cancer Center, and Dignity Health Mercy Gilbert Medical Center are the care campuses people underwrite around. A physician group that wants to own the office it occupies next to that care is a 504 candidate when the operating company will meet the occupancy test. The hospitals themselves are not clients and not projects on this page.

There is no Gilbert line on the transactions list. Chandler's office dollars sit on Gilbert's west border and stay in Chandler. A medical condo in Gilbert does not inherit the Tempe dental cash-out of $745,000 either. That card names Tempe and does not say SBA.

A Gilbert medical condo is not a hospital loan

504 on this page is a small commercial building the practice occupies, with a bank or credit union first and a CDC second. It is not HUD 232, and it is not financing for Banner or Dignity Health. If the suite is leased to a third-party clinic and the sponsor does not occupy it, the file is investment medical office, which starts at Arizona medical office, not at a debenture.

A conventional bank quote without the CDC is Gilbert bank. The town hub is Gilbert. Statewide 504 rules are Arizona SBA 504. There is no separate Gilbert medical-office URL on this site.

What we need before a Gilbert 504 comparison

The address, whether the practice occupies it, and whether the business is new. Special-purpose medical space can require more equity than a standard office. We will say that from the program rules, not from a rate sheet.

The comparison is run from Scottsdale. Call (480) 495-8072. We do not keep a Gilbert branch.

Gilbert owner-user medical next to 504

Gilbert owner-user medical next to 504
SourceWhen it fits
Arizona SBA 504Occupancy and structure. Gilbert does not get a different program.
Gilbert bankOne portfolio lien for the same owner-user building.
GilbertThe town hub. No Gilbert tombstone.
Medical officeStatewide medical office. The published dental card is Tempe.

Published Gilbert SBA 504 closings

No tombstone names Gilbert. Chandler office loans and the Tempe dental cash-out are not Gilbert 504 projects.

Full transactions list

Gilbert SBA 504 questions

Do you finance Banner Gateway or Mercy Gilbert?
No. Those campuses explain why physician owner-user buildings cluster in Gilbert. They are not closings.
Is there a Gilbert medical-office page?
Not as its own URL. Statewide medical office is the property-type page. This page is the 504 structure for a Gilbert building the business occupies.
Are you a CDC in Gilbert?
No. We compare the bank or credit-union first mortgage.

Talk to Craig

Request a Gilbert SBA 504 comparison

Craig will see that the request started on the Gilbert SBA 504 page.

This form is not a loan application and not a commitment to lend. Direct: (480) 495-8072

Request a term sheet

Submitting this form is a request to talk, not a loan application and not a commitment to lend. Craig will reply from craig@capmarkfund.com.