Phoenix balance-sheet debt is the relationship hold: a local, regional, or national bank, or a credit union, that keeps the loan. Recourse, deposits, and covenants are discussed as terms, not hidden. Capital Market Funds shops more than one institution from Scottsdale. The office is 7373 E Doubletree Ranch Rd #255.
No Arizona tombstone is labeled bank or credit union. A Midwest office acquisition on the transactions list was bank debt, and the market line is Midwest, not Phoenix. The Phoenix industrial loan is life company. Harvard Court does not name a bank. Those cards are not moved here.
Bank financing, arranged, not funded on our paper
| What we do | What we are not | |
|---|---|---|
| Role | Capital Market Funds arranges financing a bank or credit union may hold | A bank, a credit union, or a depository |
| Fit | Owner-occupied commercial and investor files a portfolio lender will keep | A securitization the sponsor is trying to avoid |
| Disclosure | The form is a request to talk to Craig, not an application | A commitment to lend, or a claim that Capital Market Funds is the lender |
Who a Phoenix bank file actually is
Owner-users, smaller commercial buildings, and sponsors who want a lender they can call are the usual fit. Investor-owned property can be a bank loan too, when agency or life company is the wrong box. Recourse is often part of the bank quote. We say that before the sponsor hears it from the commitment letter.
Credit unions are a real path, not a footnote. The dedicated page is credit union commercial mortgages. Owner-occupied detail is Arizona owner-occupied.
When we will not force a Phoenix bank quote
Clean multifamily that belongs at Fannie Mae or Freddie Mac should not be stuffed into a bank application to collect a term sheet. Core industrial that a life company will lock at application is Phoenix life company. Proceeds that need a securitization are Phoenix CMBS.
We do not offer construction as a standalone product, and we do not describe this page as an SBA program. Statewide bank and credit-union context is Arizona bank.
Phoenix holds we compare with a bank
| Source | When it fits |
|---|---|
| Arizona bank and credit union | Statewide portfolio debt. The Midwest bank card stays off the Arizona proof. |
| Credit union | Credit-union CRE arranged by this desk. We are not the credit union. |
| Phoenix life company | The published Phoenix permanent source, which is not a bank. |
| Phoenix agency | Apartments that should not be forced onto a bank hold. |